How to Cool Your Child’s Excessive Consumption
There is no concept of money. If you have money, you want to spend it. If you want to spend it, you want it. After you buy it, you regret it. It is a high level of bad consumption for many children and even adults.”The desire to consume makes them see the colorful world correctly. What about reasonable consumption?
This makes many parents frown.
Teach children who spend too much money to make a budget Yin Yin is a child with excellent academic performance. Due to the good family conditions, parents have very loose management of their children’s pocket money. This has allowed Yin Yin to develop a habit of spending extra money.When I went out on the street, I moved home whenever I liked something. I asked my parents several times a month for pocket money, but how much money did they spend and where did they spend it, Yin Yin himself made it clear.
Typical characteristics: This kind of child does not have a specific concept of money. When he tries to have money, he spends it. When he has spent it, he asks his parents. He does n’t know whether the purchase is practical or not, and he ca n’t tell where the money is used.It is a magical experience for them to replace money with their favorite toys and items.
The cooling strategy issues “wages” regularly.
As the child spends too much money, the parents can give him a certain amount of pocket money at a fixed time, and declare that he no longer needs it at ordinary times, or help him set up a small ledger. Where can the pocket money be used, adults regularly do “financeReview “and let your child manage his pocket money.
When the child asks for unreasonable shopping, he can also use the strategy of slowing down, not immediately agreeing, but not completely negating. Use the cooling of this time and instill in the child the shopping principle of “buying or not buying things” at any time to let the childLearn to give up temporarily.
Submit a savings award.
Use your child ‘s commendation for praise and encourage savings. If you find that your child is worth shopping or that you have savings at the end of the month, you can submit a “pay-as-you-go” bonus. You can also give him a savings goal and set up a “savings bonus” to encourage him.saving.
Make the “impulse shopping” child more rational. Because my son posed as a few “acne” that caused eyes, he was eager to get acne, so he asked me to buy an acne-removing product, but I was worried that the child would be allergic.In addition, it is normal to grow a few acne, which can not use such expensive cosmetics, so he refused his request.
I didn’t expect that the kid actually bought it back with his pocket money for a month, but screamed that it didn’t work.
Typical characteristics: Impulse shopping children immediately make purchase decisions when they see what they want, and soon after they feel that they do not like or find worthless, feel that they have suffered a loss, regret their impulses, and many children evenIt can also lead to emotional depression, suspicion and blame for yourself.
Cooling strategy comparison.
In fact, 70% of shopping comes from impulse. When a child regrets shopping, parents should comfort the child, and teach the child to shop around, learn to bargain, and try to buy the necessary items at the lowest price possible.
Don’t go shopping blindly.
It is necessary to minimize the number of times that children go shopping blindly. Because most children lack self-control, it is difficult to control their desire to consume. It is also possible to let the children think about what they will buy this time and the approximate cost, and try not to bring more money.To my heart, do not blindly shop.
Say “No” to the “Infinite Claim” type of child. My daughter Mei Mei is smart and lively, but the only headache is to buy this and buy it when you go out. Sometimes we feel that the snacks outside are not hygienic and I do n’t buy it for her.The face turned “clear to overcast, overcast to rain” immediately!
Typical characteristics: Most of these children are loved by their loved ones, and adults often bring him home with some small gifts, so that he is used to buying gifts for his parents, so he asks his parents for things, including toys and food,Rejection is difficult to accept, crying.
The cooling strategy stands firm.
Sometimes, the parents satisfy the child’s desire in order to calm their children’s crying or be impatient of the child’s repeated demands, which is quite detrimental to the child’s self-control.
其实可以告诉孩子：“你‘需要’的东西，我们一定为你准备;你‘想要’的东西，可以告诉我们，我们会斟酌情况，决定要不要买给你;但如果你用哭闹或Lose your temper in anticipation, we will not buy it for you.
“The United Front.
Some children will ask their mothers for money to buy toys that Dad says can’t buy, or when parents ask him to do things, use money as a prerequisite. This is how children gradually use their growing negotiation skills to increase their “income”.
Regarding this phenomenon, parents should reflect on educating their children to see if their husbands and wives are consistent, and warn their children to resist his dishonesty.
Family “shareholding system”.
When the child is unwilling to give up on something he likes, the parent can adopt a “shareholding system”. For example, if the parent pays 3/4 of the fee, and the child pays 1/4, the child has his own occupation, which is beneficial to him.Controlling the psychology of “buying if you want” will also cherish the items you buy more.
To make the “gift-comparing” type of child more simple. In the last New Year, my son who was in the second year was very unhappy. Because the son knew that his good friend A Chao wanted to practise English listening, he thought of giving him an MP3.New Year’s gift, the reason is that the last time his son had a birthday, and received a pen that was expensive, if he did not send a better MP3, it would be very shameless.
I usually educate my children to treat friends with sincerity and know how to give, but the gift of middle school students must be so valuable and the heart of comparison is so serious, I am really worried.
Typical characteristics: Children of comparison type are generally better-looking, rarely consider the actual economic affordability of the family and the actual value of the goods. They like to spend a lot of money on high-end goods. Gifts between students will also compare and show off.Said that having the envy of others is a great joy and achievement.
Cooling strategies look at gifts properly.
Because the child has a simple mind, he will draw an equal sign between the value of the gift and his heart. He believes that the more valuable the gift is, the closer the relationship is.
As a parent, you must give your children a correct idea: the meaning of gifts is to express their hearts. Sometimes, some practical help or hand-made gifts actually make the other person cherish, and excessively valuable gifts may also bring to the other party.Heavy psychological pressure and financial burden, guide children to treat it correctly, and don’t abuse others’ overly expensive gifts at will.
Grasp the scale.
Parents’ consumption for their children should be selective and modest.
The desire for children to shop should not be indiscriminately satisfied.
Otherwise, it is easy for children to develop bad habits of lack of restraint.
The process of choosing consumption for the child is to tell the child what is important and what is not, which directly affects the formation of the child’s value. Consumption tips: The three “do not advocate” do not advocate controlling children’s consumption desires by reducing or even stopping children’s pocket money, or violent scolding.
Because the sudden decrease in income will lead to a stronger desire for children, and instead try to obtain pocket money to meet their shopping needs through other channels.
Parents are not encouraged to use money to measure everything. They usually use money to talk to their children about conditions.
Remember: never let children listen to money!
The supremacy of money causes children to lack responsibility and compassion, and long-term development may be narrow and selfish.
Various bank cards are not recommended for children who live on campus, so that children become “cardholders” prematurely. This will develop a bad habit of swiping cards casually by children and increase a lot of extra spending.